At M&G Investments, we have been investing money for individual and institutional clients for more than 85 years and our principles of investing for the long-term, responsible stewardship of our assets and active fund management have been the foundation of our approach throughout.

We consider it our responsibility to support our customers’ investment and savings goals by aiming to generate sustainable returns over the long term. We also recognise that, increasingly, customers are looking to align their investments with their environmental and social values and have a range of funds that can help meet this need.

The value and income from the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.

Integration

We explicitly and systematically include Environmental, Social and Governance (ESG) issues in investment analysis and investment decisions, where these are meaningful to risk and potential return. At a portfolio level, our investment decisions include consideration of all material factors, including ESG factors, and we also conduct regular ESG reviews of portfolios.

Inclusive thinking

We believe that the consideration of ESG factors is a much more complex and nuanced process than simply screening out companies or industries perceived to be unsavoury.

Engagement and voting

We undertake constructive engagement with management of companies and organisations that aims to better understand ESG strengths and weaknesses and, where appropriate, encourage better ESG practices.
To build on this analysis and engagement activity, we are developing a voting approach that integrates an assessment of climate performance more structurally into our voting decisions for all companies.  

Consistent structure; flexible implementation

At M&G we do not impose ‘top down’ house views and we do not manage by consensus. Indeed, individual investment teams have the autonomy, flexibility and experience to design and implement investment processes in a manner they consider most appropriate to their investment strategy and their customers.